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AF | BCMR | CY2014 | BC 2014 00775
Original file (BC 2014 00775.txt) Auto-classification: Denied
RECORD OF PROCEEDINGS
AIR FORCE BOARD FOR CORRECTION OF MILITARY RECORDS

IN THE MATTER OF: 	DOCKET NUMBER: BC-2014-00775
					COUNSEL:  NONE
		HEARING DESIRED:  NOT INDICATED 


APPLICANT REQUESTS THAT:

His records be corrected to establish Survivor Benefit Plan (SBP) 
coverage for his spouse.


APPLICANT CONTENDS THAT:

He thought his spouse was covered under the SBP; however, his 
retiree account statement does not reflect her as being covered.

Since his retirement, in 1994, he believed she was covered and now 
realizes that his documents are incorrect.

The applicant’s complete submission is at Exhibit A.


AIR FORCE EVALUATION:

AFPC/DPFFF recommends denial indicating there is no evidence of an 
error or an injustice.  

DPFF notes that a member is required to make an SBP decision prior 
to retiring.  Public Law (PL) 99-145, 8 Nov 85, established the 
requirement that a spouse's written concurrence be obtained if a 
member, who retires on or after 1 Mar 86, elects less than full 
spouse SBP coverage (Title 10, USC Section 1448 (a)(3)).  If the 
spouse does not concur in the election, coverage will be 
established on the spouse's behalf by operation of law.  When a 
member fails to elect SBP coverage for an eligible spouse, 
coverage cannot be established thereafter except during a 
Congressionally-mandated open enrollment period.  When child SBP 
coverage is established, all eligible children are potential 
beneficiaries.  In the event of the member's death, an annuity 
will be paid in equal shares to the children who remain eligible.  
Unmarried children remain eligible until age 18, or 22 if in 
school full-time.

PL's 105-261 and 108-375 authorized open enrollment periods (1 Mar 
99 - 29 Feb 00 and 1 Oct 05 - 30 Sep 06, respectively) that 
allowed members, who declined or had less than the maximum level 
of SBP coverage, an opportunity to elect to participate or 
increase their coverage.

The applicant and his spouse were married, but he elected child 
only SBP coverage based on full retired pay prior to his 1 May 
94 retirement, and his spouse concurred in his election.  The 
premium for child only coverage was less than $4 per month.  Had 
the applicant elected spouse and child coverage, the cost for his 
spouse and eligible children would have been approximately $88 per 
month.  The youngest child lost eligibility in Jul 07 due to age.  
There is no evidence the applicant submitted a valid election to 
add his wife during the 99 - 00 or 05 – 06 open enrollment 
periods.

The applicant made a valid SBP election for child only coverage 
with his spouse's concurrence.  It was the applicant's 
responsibility to elect the SBP coverage that best suited his 
family at that time.  His spouse's signature on section VIII of 
the DD Form 2656, Data for Payment of Retired Personnel, indicates 
her acknowledgement of the decision to elect child only SBP 
coverage and that she received information that explains the 
options available and effects of those options.  The applicant had 
three opportunities to elect SBP coverage for his spouse, but 
failed to do so. 

The complete DPFFF evaluation is at Exhibit B.


APPLICANT'S REVIEW OF AIR FORCE EVALUATION:

A copy of the Air Force evaluation was forwarded to the applicant 
on 30 May 14 for review and comment within 30 days (Exhibit C).  
As of this date, no response has been received by this office.


THE BOARD CONCLUDES THAT:

1.  The applicant has exhausted all remedies provided by existing 
law or regulations.

2.  The application was not timely filed; however, it is in the 
interest of justice to excuse the failure to timely file.

3.  Insufficient relevant evidence has been presented to 
demonstrate the existence of an error or injustice.  We took 
notice of the applicant’s complete submission in judging the 
merits of the case; however, we agree with the opinion and 
recommendation of the Air Force office of primary responsibility 
and adopt its rationale as the basis for our conclusion the 
applicant has not been the victim of an error of injustice.  
Therefore, in the absence of evidence to the contrary, we find no 
basis to recommend granting the requested relief.

4.  The applicant’s case is adequately documented and it has not 
been shown that a personal appearance with or without counsel will 
materially add to our understanding of the issue involved.  
Therefore, the request for a hearing is not favorably considered.


THE BOARD DETERMINES THAT:

The applicant be notified the evidence presented did not 
demonstrate the existence of material error or injustice; the 
application was denied without a personal appearance; and the 
application will only be reconsidered upon the submission of newly 
discovered relevant evidence not considered with this application.


The following members of the Board considered AFBCMR Docket Number 
BC-2014-00775 in Executive Session on 17 Feb 15 under the 
provisions of AFI 36-2603:

	, Panel Chair
	, Member
	, Member

The following documentary evidence was considered:

	Exhibit A.  DD Form 149, dated 13 Feb 14.
	Exhibit B.  Letter, AFPC/DPFFF, dated 15 May 14.
	Exhibit C.  Letter, SAF/MRBR, dated 30 May 14.

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